About us
Scroll
Horse insurance by horse people
At Ashby Underwriting, we don’t just insure horses - we’ve lived and worked alongside them all our lives. That experience gives us a deep, practical understanding of the risks breeders, owners and trainers face every day.
Our story
Our Chief Underwriter, David Ashby, has been immersed in the horse world from childhood. Growing up on a farm meant learning the essentials of raising foals and caring for livestock from a young age. From there, he went on to compete in point-to-points, as well as eventing, breeding, and keeping brood mares and foals.
David’s horses have run on some of the biggest stages. These include the Cheltenham Festival, Royal Ascot, Grand National and various world championship level events. That first-hand knowledge of competition and breeding gives him a unique perspective on the needs of clients and their horses.
A horse-passionate team
The Ashby Underwriting team share this commitment. Many of us are owners, breeders and competitors ourselves, which means we know exactly how much is at stake when it comes to equine cover. That shared background translates into a level of care and expertise that sets us apart.


Backed by DUAL
As part of the DUAL Group, one of the world’s largest international underwriting agencies, Ashby Underwriting combines personal, specialist service with the financial strength and technical expertise of a global leader. For clients, it means the best of both worlds - a hands-on, equine-focused team with the backing of a trusted international brand.