Sports horses insurance

Tailored cover for competition and performance horses

Sports horses are under constant physical strain. Accidents, illness, and unforeseen setbacks can jeopardise both performance and value. Ashby Underwriting works with you to create bespoke sports horse insurance that protects you against the financial impact of these risks. This helps to keep horses in top form and owners’ minds and investments secure.

Key benefits

Tailored cover

We cover a range of horses from young prospects to elite competitors.

Comprehensive risk protection

Our cover extends from all risks of mortality and theft to loss of use and veterinary fees.

Specialist underwriters on hand

Our underwriters bring years of equine industry experience.

Typical clients

Stud farms

Livery yards

Professional sport horse trainers

Owners & Riders

Horse transporters

Veterinary surgeons

What’s covered

Financial protection in the event of death or theft of the insured horse.

Cover for unborn and newborn foals.

Covers embryo transfer procedures up to a period after birth.

Cover for a mare failing to conceive and deliver a live foal.

Comprehensive cover for mortality and subfertility of stallions.

Covers vet treatment for illness or injury.

Compensation if a horse can no longer perform its intended discipline.

Protection against unexpected surgical costs arising from colic surgery only.

Insurance for semen in storage or during transportation.

Liability cover for professionals responsible for others horses in the event they are injured or die whilst in the insureds care.

Why choose Ashby Underwriting?

Years of specialist equine knowledge

Our underwriters understand the pressures placed on sports horses and the financial stakes for owners, breeders, and trainers.

Agreed value claims

We settle claims at the sum insured agreed at policy inception, giving you clarity and certainty.

Personal service

We work in close partnership with clients, giving fast responses and expert support when it matters most.

Trusted across the UK and worldwide

Our network spans international competition arenas, veterinary specialists, and transport professionals, giving us a truly global reach.

Sports horse

Meet the team

Photo of David Ashby

David

David Ashby
Managing Director and Lead Underwriter
07881 922110
Photo of William Prince

William

William Prince
Senior Underwriter
07809 197776
Photo of Heidi Roberts

Heidi

Heidi Roberts
Underwriter
07771 568303
Photo of Mark Weeks

Mark

Mark Weeks
Underwriter
07729 093054
Photo of Sarah Gearing

Sarah

Sarah Gearing
Underwriter
07776 651705
Photo of Terrie Frazer

Terrie

Terrie Frazer
Underwriter
07961 900945
Photo of Hayley Layton

Hayley

Hayley Layton
Underwriting Assistant
07904 207045
Photo of James Kirk

James

James Kirk
Assistant Underwriter
07741 178605

Here to help

Your questions matter to us at Ashby Underwriting.

We understand that every horse is unique, and so are your insurance needs. Whether you're looking to explore a new quote, review an existing policy, or seek expert guidance, don't hesitate to contact out team today.

Privacy policy

CAPTCHA
This question is for testing whether or not you are a human visitor and to prevent automated spam submissions.