Thoroughbred insurance

Thoroughbreds

Specialist cover for the world’s finest thoroughbreds

When it comes to protecting elite bloodstock, experience matters. Ashby Underwriting delivers tailored insurance - backed by access to leading veterinarians and global equine experts. We design cover for horses competing at top-class flat meetings, steeple chasing, hurdling, breeding, or international transportation.

Key benefits

Bespoke, tailored cover

Every horse is unique. We work with you to create policies that fit your exact requirements.

Worldwide capability

Our global network means we can arrange seamless worldwide cover.

Access to leading experts

We have long-standing relationships with top veterinarians and equine specialists worldwide.

All-risks protection

Our policies are designed to give complete peace of mind and financial security.

Typical clients

Owners

Riders

Stud farms

Livery yards

Thoroughbred trainers

Horse transporters

Veterinary practices

What’s covered

Financial protection in the event of death or theft of the insured horse.

Cover for unborn and newborn foals.

Cover for a mare failing to conceive and deliver a live foal.

Covers the risk of a stallion being subfertile in its first year at stud or subsequently becoming infertile or unable to cover mares due to accident, sickness or disease.

All risks and mortality and breeding risk coverage for broodmare.

Covers surgical treatment costs for life saving surgery.

Financial protection in the event an animal is deemed unfit for sale at auction.

Protection during transport and a period before or after shipping.

Liability cover for professionals responsible for others horses in the event they are injured or die whilst in the insureds care.

Protection against unexpected surgical costs arising from colic surgery only.

Why choose Ashby Underwriting?

Years of industry experience

Our underwriters have spent their careers in the equine industry, bringing deep market knowledge and instant decision-making to every policy.

Agreed value claims settlement

In the event of a covered loss, we pay the sum insured at inception. This helps give certainty at claim time.

Personal service

We work in close partnership with clients, giving fast responses and expert support when it matters most.

Trusted worldwide

From UK racecourses to international bloodstock sales, Ashby Underwriting is known and respected across the globe.

Thoroughbred

Meet the team

Photo of David Ashby

David

David Ashby
Managing Director and Lead Underwriter
07881 922110
Photo of William Prince

William

William Prince
Senior Underwriter
07809 197776
Photo of Heidi Roberts

Heidi

Heidi Roberts
Underwriter
07771 568303
Photo of Mark Weeks

Mark

Mark Weeks
Underwriter
07729 093054
Photo of Sarah Gearing

Sarah

Sarah Gearing
Underwriter
07776 651705
Photo of Terrie Frazer

Terrie

Terrie Frazer
Underwriter
07961 900945
Photo of Hayley Layton

Hayley

Hayley Layton
Underwriting Assistant
07904 207045
Photo of James Kirk

James

James Kirk
Assistant Underwriter
07741 178605

Here to help

Your questions matter to us at Ashby Underwriting.

We understand that every horse is unique, and so are your insurance needs. Whether you're looking to explore a new quote, review an existing policy, or seek expert guidance, don't hesitate to contact out team today.

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